What is umbrella insurance?

In today’s society lawsuits are very common even when they might be frivolous and unfounded.  You still need to protect and defend yourself against these types of legal expenses.  A personal umbrella policy or excess liability coverage should be part of your insurance portfolio.

WE CAN PROVIDE EXCESS LIABILITY INSURANCE UP TO $5 MILLION.  IT WOULD PROVIDE:
  • Coverage for damages for which you or the members of your household may be
    held legally liable.
  • Protection against court awarded damages.
  • Protection against alleged libel, slander and defamation of character.
  • World wide coverage
  • Where eligible, coverage extends to cars and homes in the USA.

Testimonials:

“Verge Insurance arranged to have a rental car delivered on a flatbed to Peterborough after our car accident.  Verge provide fantastic service and took a load off my mind.”

-Chris Rogers, St. Catharines

"Verge has saved me over $500 on my car insurance."

-Steve Locke, Niagara-on-the-Lake